{\def\sym#1{\ifmmode^{#1}\else\(^{#1}\)\fi}  \begin{tabular}{@{\extracolsep{0pt}}p{7cm}*{6}{>{\centering\arraybackslash}m{2.5cm}}@{}}   \toprule
 &\multicolumn{1}{c}{Mean:}&\multicolumn{1}{c}{Coef:}&\multicolumn{1}{c}{P-value} \\
 &\multicolumn{1}{c}{No piece-rate}&\multicolumn{1}{c}{In piece-rate}&\multicolumn{1}{c}{} \\
 &\multicolumn{1}{c}{rounds}&\multicolumn{1}{c}{rounds}&\multicolumn{1}{c}{} \\
 & (1) & (2) & (3)  \\
\midrule
\multicolumn{4}{l}{\textit{Panel A. Demographic Characteristics and Financial Worries}} \\ \addlinespace[5pt]  
Age &    39.508 &     2.094 &     0.073*  \\  
             &  [8.692]  & (1.165) &   \\     \addlinespace[2pt]   
Years of education &     4.230 &    -0.179 &     0.706  \\  
             &  [3.556]  & (0.473) &   \\     \addlinespace[2pt]   
Can read newspaper in Odiya &     0.625 &    -0.052 &     0.420  \\  
             &  [0.485]  & (0.064) &   \\     \addlinespace[2pt]   
Married &     0.977 &    -0.000 &     0.992  \\  
             &  [0.151]  & (0.021) &   \\     \addlinespace[2pt]   
Has any children &     0.891 &    -0.019 &     0.725  \\  
             &  [0.313]  & (0.053) &   \\     \addlinespace[2pt]   
Primarily daily laborer &     0.739 &     0.005 &     0.931  \\  
             &  [0.440]  & (0.061) &   \\     \addlinespace[2pt]   
Days of paid work in past 7 days &     1.944 &    -0.109 &     0.711  \\  
             &  [1.979]  & (0.294) &   \\     \addlinespace[2pt]   
Days of paid work in past 30 days &     9.098 &    -0.817 &     0.407  \\  
             &  [6.448]  & (0.985) &   \\     \addlinespace[2pt]   
Wealth index (continuous) &     0.376 &     0.061 &     0.083*  \\  
             &  [0.266]  & (0.035) &   \\     \addlinespace[2pt]   
Higher wealth (binary) &     0.479 &     0.069 &     0.349  \\  
             &  [0.501]  & (0.073) &   \\     \addlinespace[2pt]   
Worried about finances &     0.857 &     0.036 &     0.476  \\  
             &  [0.351]  & (0.051) &   \\     \addlinespace[2pt]   
Worried about any loan &     0.599 &     0.047 &     0.490  \\  
             &  [0.491]  & (0.067) &   \\     \addlinespace[2pt]   
Amount of loans worried about & 16,315 & 1,470 &     0.654  \\  
             &  [18,498]  & (3,275) &   \\     \addlinespace[2pt]   
Has loans &     0.732 &     0.009 &     0.892  \\  
             &  [0.444]  & (0.068) &   \\     \addlinespace[2pt]   
Has moneylender loans &     0.202 &    -0.052 &     0.282  \\  
             &  [0.403]  & (0.048) &   \\     \addlinespace[2pt]   
\addlinespace[4pt] \multicolumn{4}{l}{\textit{Panel B. Baseline Performance}} \\  \addlinespace[5pt]
Hourly production &     3.927 &     0.170 &     0.174  \\  
             &  [2.356]  & (0.125) &   \\     \addlinespace[2pt]   
Attentiveness index (continuous) &     0.024 &     0.127 &     0.155  \\  
             &  [0.767]  & (0.089) &   \\     \addlinespace[2pt]   
\addlinespace[4pt] \multicolumn{4}{l}{\textit{Panel C. Treatment Probability}} \\  \addlinespace[5pt]
Cash &     0.591 &    -0.083 &     0.276  \\  
             &  [0.493]  & (0.076) &   \\     \addlinespace[2pt]   
\midrule \addlinespace[5pt]   
N: workers & 257 & 150    \\  
\bottomrule   \end{tabular}   }
